As your Livingston, NJ, bankruptcy lawyer, the Law Office of Stuart M Nachbar may help you get a fresh start in life. With nearly 20 years of experience, our firm is dedicated to helping you regain your financial footing.
From Chapter 7 to Chapter 13 proceedings, we have the skills and knowledge to assess your specific situation and recommend the best course of action. We understand that you are going through a difficult time, but you can rest easy knowing that a competent team is on your side, fighting to protect your rights.
While such filings may not be for everyone, it is crucial that you are aware of your different courses of action options. People are often eligible to file Chapter 7, otherwise known as liquidation, if you have debts that outweigh your assets and income. As one of the most common ways people erase debts, this route is generally fast, typically resolving itself in a few months.
Unlike Chapter 7 that wipes away debt, Chapter 13 is a reorganization of debt designed to help people like you keep their homes or cars, stop wage garnishment, and reduce, or possibly eliminate, mounting credit card bills. In terms of foreclosure proceedings, Chapter 13 may cure delinquent mortgage payments.
In both cases, however, you need a competent attorney to guide you through the complex and sometimes challenging formalities of the process. To ease your mind we will:
With just one quick call you can start the process of improving your financial situation. Call the Law Office of Stuart M Nachbar today. We will provide your fully licensed and insured Livingston, NJ, bankruptcy lawyer.